Concepts, Research, Policy
Elgar original reference
Edited by Sylvia Chant
Chapter 35: Gender, Poverty and Pensions in the United Kingdom
Jane Falkingham, Maria Evandrou and Athina Vlachantoni Introduction Across the developed world women are more likely than men to experience poverty in old age as a result of the way their work/life/care patterns interact with the entitlement rules of pension systems (Ginn et al., 2001). The pension problem for women originates in pension structures that were designed to provide pensions directly to men by virtue of their employment record and indirectly to women by virtue of their marital bond to their spouse. However, women’s likelihood of being in poverty in old age can be smaller or greater depending on the extent to which pension systems reward, or at least do not penalise, lifecourses that are interrupted and that include periods caring for dependent children or adults (Leitner, 2001). For instance, pension systems that award pensions relative to individuals’ employment records can be detrimental to women if they strictly reward long and continuous employment records and do not take caring periods into account. Similarly, pension systems that award flat-rate pensions can be beneficial to many women, as long as these flat-rate benefits are adequate to lift them out of poverty. This chapter provides first, a summary of the issues linking the areas of gender, pension protection and poverty in the developed world; second, an overview of the British pension system and the most recent reforms in this policy field; and third, a set of recommendations for the continuous gender-sensitive design of pension protection in the United Kingdom (UK) and beyond. Gender,...
You are not authenticated to view the full text of this chapter or article.
Elgaronline requires a subscription or purchase to access the full text of books or journals. Please login through your library system or with your personal username and password on the homepage.
Non-subscribers can freely search the site, view abstracts/ extracts and download selected front matter and introductory chapters for personal use.
Your library may not have purchased all subject areas. If you are authenticated and think you should have access to this title, please contact your librarian.