Chapter 6: Islamic finance and the demand for Islamic home financing solutions within the Dutch Islamic consumer segment
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Even though the Dutch Muslim community of approximately one million people have been going through a socio-economic development for the last few decades, house ownership within this community has still been significantly low compared to other Dutch citizens belonging to other religions. The absence of Islamic financial solutions in the Netherlands is one of the major reasons behind this phenomenon. Islamic financial offerings have started to emerge in Western Europe, but it has not reached the Netherlands and as such, Muslims in the Netherlands are unable to have an Islamic solution to obtain financing facilities to own homes. There is need to conduct a study to find out the demand of the Muslim population of the Netherlands on Islamic finance. This study delineates the stance of the Dutch Muslim community towards Islamic finance in terms of their understanding of its concept, their level of acceptance towards conventional financing and finally their preference for either Islamic home-financing solutions, conventional mortgages or property renting.

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