Chapter 14: Loss and damage, disaster law, and climate change
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With both sudden climate-related disasters like tropical hurricanes and slow onset disasters such as rising sea levels, communities particularly at the household level will experience widespread and variable loss and damage. This chapter describes a relatively optimistic policy response of coordinated disaster risk reduction as promoted within the Sendai Framework for Disaster Risk Reduction. This chapter then identifies in the context of climate-related disasters how disaster relief mechanisms will operate from initial warnings to emergency relief to a recovery phase expected to address pragmatically loss and damage arising from an inability to achieve adequate disaster risk reduction. The final portion of the chapter focuses on a series of emerging issues concerning how to address inevitable loss and damage. Among these issues are how to scale up existing loss and damage tools including insurance to meet the needs of more individuals and how to incorporate equity into post-disaster decision-making.

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