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Gregorio De Felice

The 2017 edition of the ‘Survey on Italian Saving and Financial Choices’, carried out yearly by Centro Einaudi and Intesa Sanpaolo, reveals some inconsistencies in the attitude of Italian savers towards investment. First, while showing quite a low propensity to bear risk, very few people diversify their investments. Second, even if understanding the degree of risk inherent in different investment proposals is perceived as the single most difficult task that savers must afford, people do not devote time and effort to gain financial information. Although initiatives are already underway in Italy in the field of financial education, greater effort is probably needed. The good news is that respondents aged between 18 and 24 show comparatively higher financial competence: this could represent a promising indication for the future.