Renmin Chinese Law Review
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Renmin Chinese Law Review

Selected Papers of The Jurist (法学家), Volume 3

Edited by Jichun Shi

Renmin Chinese Law Review, Volume 3 is the third work in a series of annual volumes on contemporary Chinese law, which bring together the work of recognized scholars from China, offering a window on current legal research in China. This book reflects the study of Chinese law and the reality of Chinese legality and society. Chapters address the developments of the Committee of Politics and Law of CPC, the new challenges China faces in anti-terrorism, the emerging P2P lending in China and the legislation of virtual property inheritance.
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Chapter 4: Study on P2P lending regulation

Yao Haifang, Peng Yue, Xiao Jianguo, Liu Dong and Zuo Jianwei


P2P lending has emerged in China in recent years. It begins with the C2C lending model, has transformed into the models of C2B, B2B, B2C, and then developed a series of financial services including information, fund, contract and guarantee based on online or offline methods. Via the internet, P2P lending can satisfy the needs of lending or borrowing parties and promote individual consuming action. It gets some support from local government with a certain amount of regulation. But it still needs some financial regulation to prevent financial risks. Meanwhile, law scholars have had some disputes on this new phenomenon’s quality. To settle these problems, the Economic Law Center of Renmin University of China and Jiangsu HuiFeng High Ton Law Firm sponsored an academic conference in Nanjing on June 8, 2013. Selected papers of this academic conference follow.

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