Chapter 14: Case Study 4. Dowa Emergency Cash Transfer, Malawi
Case Study 4. Dowa Emergency Cash Transfer, Malawi OVERVIEW The DECT was an innovative project that provided monthly cash transfers to beneﬁciary households, banded according to the size of the household and adjusted monthly in line with the price of maize. The international NGO Concern Worldwide linked up with a commercial bank, the Opportunity International Bank Malawi, to trial the delivery of cash transfers through smartcards, utilizing mobile ATMs to visit rural areas at predetermined times and places. As extra security, a ﬁngerprint reader was incorporated into the card issuing process, so that future cash draw-downs would be against a ﬁngerprint as well as the smartcard. The DECT was designed to address a localized, seasonal food deﬁcit identiﬁed in the northern part of Dowa District in Malawi in the lean season of 2006–07. The DECT ran from December 2006 to April 2007, a ﬁve-month duration leading up to the harvest period of the next season’s crop. Project beneﬁciaries numbered 10 161 households in total, although some of these did not receive the ﬁrst monthly payment (8 384 households received payments in December 2006). The baseline amount of the transfer varied from MK370 (US$2.64) per month for a one-person household to a maximum of MK3700 (US$26.40) for a household of ten or more. However, transfer amounts were adjusted downwards as maize prices fell during the season, reﬂecting the release of stored supplies on to the market ahead of the 2007 maize harvest. An...
You are not authenticated to view the full text of this chapter or article.
Elgaronline requires a subscription or purchase to access the full text of books or journals. Please login through your library system or with your personal username and password on the homepage.
Non-subscribers can freely search the site, view abstracts/ extracts and download selected front matter and introductory chapters for personal use.
Your library may not have purchased all subject areas. If you are authenticated and think you should have access to this title, please contact your librarian.