Edited by Frederique Dahan
Chapter 5: Levelling the legal playing field: What the law can and can’t do to improve women’s access to secured finance
In general, it is harder for businesswomen to access finance, and in particular secured finance, than it is for businessmen. The problem is especially acute in developing countries, where women entrepreneurs can have a key role in lifting themselves and their families out of poverty. This chapter: provides an overview of what we know about women’s access to secured finance internationally; considers how the formal law can help or hinder women’s access to secured finance, focusing on family law, land titling law, and secured transactions law; looks at how contrasting family law regimes impact on women’s ability to access credit on the ground in Morocco and the Kyrgyz Republic – countries with very different economies, cultural contexts and legal systems; and ends with some suggestions for policy- and law-makers aiming to improve access to secured finance for women.
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