Exploring the Entrepreneurial Society
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Exploring the Entrepreneurial Society

Institutions, Behaviors and Outcomes

Edited by Jean Bonnet, Marcus Dejardin and Domingo García-Pérez-De-Lema

Entrepreneurship is the engine of economic development, which in turn impacts upon the challenges facing future entrepreneurs. This timely book explores institutional, behavioural and policy issues of primary importance to understanding the entrepreneurial society. Topics covered include entrepreneurship in relation to formal and informal institutions; entrepreneurial choice, orientation and success; entrepreneurial behaviours; entrepreneurial finance, growth and economic crises; and entrepreneurship, social dimensions and outcomes.
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Chapter 19: Self-employed people and pension: is old age poverty the inevitable dark side of an entrepreneurial society?

Uwe Fachinger and Anna Frankus

Abstract

The development of self-employment may be interpreted as the result of structural reform policy aimed at labour market flexibility and economic prosperity. Contrastingly, it may also correspond to the outcome of a poor economic situation, with people becoming self-employed out of the need to earn a living. What then will be their situation at retirement age as they depend highly on private provisions? With a focus on solo self-employment, Uwe Fachinger and Anna Frankus use data from the German Microcensus for 1989–2009 to study the ability and willingness of people to save money for old-age provision. Their results emphasize what would be a growing poverty risk, calling for overall attention and policy response.

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