Handbook of Emerging 21st-Century Cities
Show Less

Handbook of Emerging 21st-Century Cities

Edited by Kris Bezdecny and Kevin Archer

The majority of the world's population now live in cities, nearly a quarter of which boast populations of one million or more. The rise of globalisation has granted cities unprecedented significance, both politically and economically, leading to benefits and problems at national and international levels. The Handbook of Emerging 21st-Century Cities explores the changes that are occurring in cities, and the impacts that they are having, at the local, national and global scale.
Buy Book in Print
Show Summary Details
You do not have access to this content

Chapter 20: Applying critical cartography to redress urban disinvestment and financial access for communities

Jason Richardson and Bruce Coffyn Mitchell


Cities are places where agglomeration effects and the intensification of economic exchange create a highly specialized and stratified social structure. Many urban areas in the United States seek to address the decline of their industrial sector via redevelopment and transformation. The extent to which legacy residents of communities in or near those former industrial zones are allowed and able to remain becomes an area of concern. In many cases these households are among the most vulnerable: people of color, the elderly, recent immigrants, or low-to-moderate-income (LMI) non-Hispanic whites. Residential segregation separates communities along racial, ethnic, and economic lines, presenting structural barriers to full participation in the opportunities and amenities that urbanization provides. In this new post-industrial dynamic, the question becomes what methods – data and techniques – can be used to identify zones of gentrification or disinvestment in order to guide policy and encourage reinvestment. This chapter examines techniques used to identify urban investment patterns under the Community Reinvestment Act of 1977 (CRA) and the Affordable Housing Goals (AHG), a dynamic set of goals enshrined by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. Using datasets of mortgage and small business lending, and bank branch location, investment levels and financial access for different communities are exposed. This activity bears similarities with critical cartography strategies and uses GIS to examine spatial patterns of inequitable capital access for disadvantaged communities. Two case studies are presented: Baltimore and Oakland. Baltimore provides an example of the isolation of communities from spillover effects, despite considerable reinvestment. Spillover effects from San Francisco have initiated gentrification in Oakland, a community at the edge of a developing world-city.

You are not authenticated to view the full text of this chapter or article.

Elgaronline requires a subscription or purchase to access the full text of books or journals. Please login through your library system or with your personal username and password on the homepage.

Non-subscribers can freely search the site, view abstracts/ extracts and download selected front matter and introductory chapters for personal use.

Your library may not have purchased all subject areas. If you are authenticated and think you should have access to this title, please contact your librarian.

Further information

or login to access all content.