High-growth Women’s Entrepreneurship
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High-growth Women’s Entrepreneurship

Programs, Policies and Practices

Edited by Amanda Bullough, Diana Hechavarría, Candida G. Brush and Linda F. Edelman

Women’s entrepreneurship is vital for economic and social development, yet female entrepreneurs worldwide are consistently found to have weaker sales and employment growth, fewer jobs, and lower profitability. This book was written to address this reality, and focuses on the high-growth potential of women entrepreneurs.
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Chapter 8: Womens awareness of financial policy and their debt financing activities: evidence from China

Juan Wu, Yaokuang Li and Shakeel Muhammad


Using direct information from a national large-scale survey on Chinese private enterprises, this chapter presents an empirical study to examine how women’s awareness of a financial policy affects their debt financing activities. More specifically, the authors choose a significant financial policy that was implemented in June 2010 to reduce the financial barriers of small and medium enterprises (SMEs) and investigate the impacts of women’s policy awareness on their debt usage and debt ratios in 2011. Using both Logit analysis and Tobit analysis, the findings show significant positive impacts of women’s policy awareness on the utilization of debt financing and the debt ratios in their firms’ expanded production. These findings empirically confirm that women’s enhanced policy awareness will be beneficial to their access to finance, which will reduce their financing constraints to some extent. Particular implications for women, the government and scholars are discussed at the end of the chapter.

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